What is an Index Fund in India?

Index funds are investment funds or mutual funds that track a market index such as the Nifty 50 or the BSE Sensex. They are designed to replicate the performance of a benchmark index’s stock portfolio and to provide investors with a low-cost way to gain exposure to a wide range of stocks. These funds are […]

Is UPI Payments safe?

UPI payment is a safe and secure mode of payment in India. It is an inter-bank payment system enabled by the National Payments Corporation of India (NPCI) which allows customers to make payments directly from their bank account. UPI is a very secure payment system as it requires customers to authenticate the payment through their […]

Is it good to invest in small-cap funds?

A Small-cap fund is an equity mutual fund that invests in stocks of small-cap companies in India. Small-cap companies are typically defined as companies with a market capitalization of Rs. 3,000 crores or less. The main advantage of investing in small-cap funds is that they have the potential to offer higher returns than large-cap funds. […]

What is a Large-cap fund in India?

Large-cap funds in India are mutual funds that invest primarily in stocks of companies with large market capitalizations. Companies with large market caps are typically established and are more stable than smaller companies. In India, large-cap funds typically invest in stocks of the top 100 companies by market cap listed on the National Stock Exchange […]

What is the rule of 72 and its importance for your wealth generation?

The Rule of 72 is an important rule of thumb used in finance and investing. It states that to approximate the number of years required for an investment to double in value, the investor simply divides the number 72 by the expected annual rate of return. For example, if an investor expects a 6% return […]

What is Credit Score and its benefits?

A credit score is a numerical representation of a person’s creditworthiness. It is calculated based on an individual’s credit history and is used by lenders to determine the individual’s ability to repay a loan. Credit scores range from 300 to 850, with higher scores representing a greater likelihood of timely payments and lower scores indicating […]

What are the five rules of finance?

Are you struggling to get your finances in order? You’re not alone. Many individuals have difficulty understanding the basics of finance and making smart decisions when it comes to their money. To help you out, here are five rules of finance that everyone should follow. For more information on investment assets and financial management, you […]

What are things that you shouldn’t do with your money?

You don’t need to be an expert in finance to be wise with your money. Developing good money practices and avoiding unhealthy ones may help you gain more financial freedom and autonomy. Say no to these things to save your money: For more information on investment assets and financial management, you can rely on Future […]

What are the types of mutual funds in India?

There are many types of mutual funds in which one can invest to augment wealth. However, it’s broadly classified into three main categories: Equity, Debt, and Hybrid funds. For more information on investment assets, you can rely on Future Value, a pool of financial experts that can guide you through this and help you in […]

Mutual Funds vs Fixed Deposits: Which one is beneficial?

Two options that have always confused us when it comes to saving are Mutual Funds and Fixed Deposits. After all, these two are the most popular options among investors for future savings. Let’s understand the crucial differences between the two to align your financial goals efficiently. For more information on investment assets, you can rely […]