This question is subjective and varies from person to person. Deciding on the best life insurance policy wholly depends upon the individual’s financial goals and objectives behind the purchase of a life insurance policy. In simple words, we can say that the policy that suits you the best may not be ideal for your friend.
But you can check the credibility and reliability of the insurance company & its policy by checking its previous track records like claims settlement ratio, percentage of grievances solved, and claims paid by the company. Don’t forget to look out for the policy’s features like premium payments, life insurance riders, partial withdrawals, and death benefits. I have greatly benefitted from the financial advice by Future Value, a company that guides you and assists in getting the right policy that suits you the best.