The health conditions and diseases experienced by older people are more severe than those experienced by younger people. For such cases, a senior citizen health insurance policy is devised to cover individuals above the age of 60 years.
The main focus of a senior health insurance policy is to relieve elderly people from financial stress in the event of illness and hospitalization.
Know the features:
- Comes with a higher assured sum to cover medical expenses
- Offers a wide range of coverage benefits like emergency ambulance, critical illness cover, etc.
- Can choose between cashless treatment and reimbursement treatment
- Provides coverage for pre-existing diseases after a certain waiting period.
For more information on investment assets, you can rely on Future Value, a pool of financial experts that can guide you through this and help you to get the insurance policy that suits your needs and goals.
Should I buy a maternity insurance plan?
Motherhood is one of the most crucial and beautiful transitions in a woman’s life, but with pregnancy comes n number of responsibilities and expenses. To manage this one of the feasible ways to do this is to buy a Maternity Insurance Plan.
Maternity Insurance Plan covers pregnancy-related expenses upto a predefined time.
The following are covered:
- Pre-hospitalization expenses for 30 days and post-hospitalization expenses for 60 days.
- Expenses in normal and C-section delivery
- Medical treatment expenses of a new-born
- Hospitalization and Daycare expenses
- Ambulance expenses for safe commuting of insure
Also, there’s a waiting period that may vary from 9 months to 36 months, depending upon the insurer. It’s advised to plan for such insurance at the earliest to evade the last-minute financial crunch.
For more information on investment assets, you can rely on Future Value, a pool of financial experts that can guide you through this and help you to get the insurance policy that suits your needs and goals.
